Terms & Conditions
Last updated: 28th December 2025
Welcome to ValueTools (https://valuetools.in).
By accessing or using this website, you agree to comply with and be bound by the following Terms & Conditions. If you do not agree with any part of these terms, please do not use this website.
Use of the Website
valuetools.in provides financial calculators and informational content for general educational purposes only.
You agree to use this website:
- Only for lawful purposes
- In a way that does not violate any applicable laws or regulations
- Without attempting to disrupt, damage, or interfere with the website’s functionality
Unauthorized use of this website may give rise to a claim for damages and/or be a criminal offense.
No Professional Advice
All calculators and content on ValueTools are provided for informational purposes only and should not be considered financial, tax, investment, or legal advice.
You acknowledge that:
- Calculator results are estimates based on user inputs
- Actual outcomes may vary
- You are responsible for verifying results before making decisions
For professional advice, please consult a qualified expert.
Accuracy & Availability
We strive to keep the website content accurate and up to date. However, we do not guarantee that:
- Calculations will always be accurate
- Information will always be complete or current
- The website will be available without interruption
ValueTools reserves the right to modify, suspend, or discontinue any part of the website at any time without notice.
Intellectual Property Rights
Unless otherwise stated, all content on this website — including text, calculators, design, layout, logos, and code — is the intellectual property of ValueTools.
You may: View and use the website for personal, non-commercial purposes.
You may not:
- Reproduce, copy, distribute, or republish content without written permission
- Use calculators or content for commercial resale or redistribution
Third-Party Links
ValueTools may include links to external websites for informational purposes.
We do not control or endorse the content of third-party websites and are not responsible for their accuracy, availability, or privacy practices. Accessing external links is at your own risk.
Limitation of Liability
To the fullest extent permitted by law, ValueTools shall not be liable for any loss or damage, including but not limited to:
- Financial or investment losses
- Tax penalties or compliance issues
- Business or personal losses
arising from the use of, or reliance on, information or calculators available on this website.
User Responsibility
By using this website, you acknowledge that:
- You are solely responsible for how you use the information
- You understand the limitations of automated calculations
- You accept all risks associated with using this website
Privacy
Your use of ValueTools is also governed by our Privacy Policy, which explains how information is handled on this website.
Changes to These Terms
ValueTools reserves the right to update or modify these Terms & Conditions at any time. Changes will be effective immediately upon posting on this page.
We encourage users to review this page periodically.
Governing Law
These Terms & Conditions shall be governed and interpreted in accordance with the laws of India.
Contact Us
If you have any questions regarding these Terms & Conditions, please contact us through the Contact Page on this website.